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[edit] Terminology problems

I just discovered this article, which needs some work. As counter-intuitive as it may seem to a layperson, a "deposit account" is not an asset of the bank -- it's a liability owed by the bank to its customer. The asset is the money (or checks, etc.) deposited by the customer. Stay tuned. Yours, Famspear 17:48, 8 August 2006 (UTC)