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A de facto currency is a unit of money that is not legal tender in a country but is treated as such by most of the populace. The United States dollar and the European Union euro are the most common de facto currencies.

[edit] EURO Countries

The following have the EURO as their de facto currency:

• Andorra
• Kosovo
• Monaco
• Montenegro
• San Marino
• Vatican City

[edit] USD Countries

The following have the USD as their de facto currency:-

• Lebanon
• Zimbabwe
• Iraq - American commercial, governmental and military involvement due to the Iraq War and the Iraqi Dinar's low value has made the US dollar highly preferred.
• Panama

Whilst legal tender, the following countries use currencies that are not their own:

• East Timor - USD

[edit] Kelantan

In Kelantan, the Kelantanese dinar is classed as being a de facto currency, although the Malaysian ringgit is the only legal tender currency.

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